Date: Early 2014
Subject: Musing about the events of the day that bug the common man.
A couple of years ago my sister was driving my old SUV and when she stopped at a stop light a probably undocumented worker ran into the rear of the car.
It was a 2000 model and I had dropped comprehensive coverage and only had the minimum… costing about $70 a month… I think that was to cover uninsured motorist.
But after everything was said and done, I ended up paying $1,000 to get my car fixed, which was the deductible on my sister’s insurance.
So I’m wondering, what the hell am I paying $70 a month for? I checked around with other insurance companies, their premiums were about exactly the same… for what?
Pretty much just ‘cause it’s the law.
Well here’s something… I think it has come down to insurance company lobbyists are smarter and got more juice in Washington than our gov’t people making the laws. There are more than 13 thousand registered lobbyist in WDC or as has been estimated about 30 lobbyist for every lawmaker. And consider this… according to the Center for Responsive Politics (CPR) (http://www.opensecrets.org/lobby/top.php?indexType=i) since 1998 the insurance lobby has spent $1,964,085,236 supporting their industry in Washington… and a simple ol’ man on the streets just wonders what the hell they spend their money on. That’s a lot of money.
But however they spend it, the insurance people – let’s call ‘um IPs – get it back. In spades.
When it comes to car ownership, you goin’ pay a handsome fee to the IPs because they have gotten the gov’t making it the law to give them money. And all auto insurance comes with deductibles. That means although you pay serious bucks to the IPs, when you need ‘um, you got to co-pay. And if you do use their product once, they raise the price on you to recover their money. So some people who pay for this expensive insurance don’t report accidents – they pay for repairs themselves – because they don’t want the premiums to increase.
The cost of these premiums – like slot machines in Vegas – are fixed so that insurance companies make money. And they have the law on their side to do this. Prices across the board are pretty much pre-set – doesn’t matter if the insurance company is Flo’s or the geckos. Yet there is no illegal collusion to set prices because, I don’t know why.
I remember as a kid most insurance sold was life insurance. Remember?
What’s happened to that product?
Well, I don’t think it makes any money for the IPs in the modern market. But you get the gov’t to partner a program that requires the public to buy your product, now you got something to sell. You get stopped by a cop, he’s going to ask if your car is registered in the state and I’m good with that. But then he’ll ask for something that proves you’ve paid money to the IPs. I mean that’s really having the law work for you.
It sounds to me like when whoever or whatever it was that got us not to question the legality of being forced under threat of jail or a stiff fine to give money to the IPs over car ownership and driving privileges in the US, I think whoever or whatever that was, set the stage to create a program to make it illegal not to have insurance to pay for medical expenses… and that the IPs/US gov’t partnership would get the wage earners in the United States to pay the premiums for the people who don’t earn wages.
This just didn’t come about by happenstance. Quoting the Center for Responsive Politics again, since 1998 the Health/Medical lobby has spent $5,781.824,989 promoting their business in Washington. That’s five Billion. With a B.
Obama’s an empty suit and his unpopular Obamacare is, if not an invention of the IPs, one they greatly support. Wouldn’t you reckon? The monies quoted in the paragraph above seems to support that. And you’d think, maybe some of that money was used to actually draft Obamacare… hell the Democratic House Majority leader said we’d have to pass the law to see what it says. If the politicos didn’t know the details, sure bet the IPs did.
Remember that adage of when you don’t understand something in the market place, follow the money? When I look at Obamacare long and hard, I think 1) about the votes of those non-wage earners that’ll absolutely go forevermore to the Democrats for the free medical they get – don’t have to work, it’s free, 2) I think about it being a big step in socializing our economy and 3) following the money – I think about the IPs – who will own this cash cow and, when all the kinks are worked out and it becomes the unspoken law of the land, set it so they and the hospitals make big, big, big bucks. Not right away with all the scrutiny, maybe. Give it ten years. ’Cause, like I said, the IPs are smarter and outnumber our lawmakers.
Who are the principle IPs anyway? George Soros, you think? Probably, and who else? As they make their billions they’re probably feeling pretty smug at the way they used our political apparatus and Obama’s incessant air-head naiveté to make them as rich as anyone in the history of our world. But if you were to ask them, they’d probably say they are just doing business.
Beating Obama and the American system like a drum.
And if you – like the Koch brothers recently – criticize Obamacare you’ll have Harry Reid from the gov’t side of things stand in front of Congress and say you are “un-American.” Un-American? This from someone encouraging mass illegal immigration into the US SW.
I think you can make a reasonable argument that Obama and Reid are working hard setting up the US gov’t partnership with the IPs. You just wait, won’t be long they’ll own your ass.
This is what I believe. It is not what my mother believed or what my wife or my sisters – or for that matter – what most nice people I know sincerely think. It is however what I believe. As much as I regret it.
That man is the only creature on the face of this good earth who anticipates his own death.
And that man is the only creature who has an imagination.
Man fears death, so with his imagination he constructs a scenario where it’s possible life is everlasting. Takes the “sting” out of death.
Thus religion is born… which codifies this scenario.
That said, most all religions created by man emphasize goodness, charity and empathy, and that helps us mortals get along.
Muslims vs US gun owners:
Talking heads tell us NOT to judge all Muslims by the actions of a few lunatics, but we are encouraged to judge ALL gun owners by the actions of a few lunatics.
I have personally hated the pious, egg-headed media since I saw Walter Cronkite stand in front of CBS cameras in Vietnam during Tet 1968 and say that the US cannot win this war… How the fuck he know? Who gave him the authority to say that? Wasn’t true, either… Communist had just lost tens of thousands of soldiers, no one knows how many total, over 50,000. US lost 700.
And can you imagine some announcer at an away football game telling the audience listening/watching back home… “Our team cannot win this game… they should not.”
Who gave the media the rights to say whatever the hell they want to say, to support whatever the hell opinions the producers of media programs might have? Who gave them the right to establish a national dialogue about anything? Was it our fault that we began to get our opinions from national news programs that were paid by businesses trying to sell women’s feminine products and car wax – rather than like before when we developed our opinions from our fathers and uncles and local preachers and local school teachers? Huh? And now, how many of the programs you see on national news are pulled together by their sponsors? I bet a few.
Don’t the IPs advertise on TV?
But now the newspaper and TV evening news media is losing traction. It’s the teenagers and geeks on the internet that are behind what’s selling as news nowadays.
Most any day, 80 or 90 people listen to Charles Krauthammer. Justin Bieber? 8 or 9 million.
People just don’t have any help – good or bad – in making sound decisions. We’re just a country of mindless twitters. Youngsters are developing opinions without facts or consideration of anything but what feels good and gets ‘um free “stuff.” Lot of Obama-like air-headedness and tattoos out there.
Correct me if I’m wrong but don’t I pay taxes on the Social Security I receive… Social Security monies I’ve paid to the gov’t before? Am I not being taxed twice?
And who exactly allowed lawmakers access to this money that I and other US workers paid into Social Security – that they use on any number of giveaway programs?
Sounds like no one or no thing is holding our gov’t responsible.
And also, what is the new name the Obama administration uses to describe the Social Security retirement monies I receive… that I originally paid for? Is it called the Federal Benefits Payments? I think it is. Brought about by the same thinking that got someone to say that if you had a business, that “you didn’t build that… someone else made that happen.”
And also too, we constantly hear about how Social Security is going to run out of money. How come we never hear about welfare running out of money? No one says, hey we gotta be careful here with all the billions we’re giving away… ‘cause we didn’t make that money… someone else did.
Snowden and NSA coverage and Harry Reid:
I’m not sure exactly what this dirt bag Snowden did and didn’t do. He just looks like a shit and I’m good with that once-over assessment. I think he’s admitted stealing US gov’t secrets and making them public. So maybe the question is what do I think we should do with spies and traitor? Well I’m retired from the CIA and have many spy friends, but no friends who are traitors. And there’s a different.
Pretty much before, traitors were shot. That seems about right with me. Especially American traitors.
But here’s the thing I just can’t get over. Most of Snowden’s compromised information was about NSA’s expansive coverage of every US citizen… coverage Obama say’s necessary… yet he has all information about his past sealed under court order.
This wasn’t possible in the America I grew up in.
Also like Obamacare’s supposed to be for everyone, but not the top ass-wipe Obamacarians. It’s for everyone but them. It’s like they built a Yugo that everyone must buy… except them, they can buy your top of the line Cadillac…
And my favorite buggerman is Harry Reid, the man who I find so easy to hate. Recently his number one finance man was convicted of playing fast and loose with money given to Harry supposedly for use in his re-election campaign. Harry said he didn’t know about improprieties around his cash box. Yea, right. And more recently he was discovered assisting in obtaining visas for some foreigners who were Vegas big spenders… personal consequences? None.
He advances the idea of “immigration reform” which is double speak for opening our southern border, and has turned the Las Vegas economy and culture upside down with the way he nurtures “undocumented worker” which is double speak for illegal immigrants. There was an interesting internet video passed around recently about how the re-introduction of wolves in Yellowstone has changed the course of rivers. Harry Reid has had a similar but inverse effect here in Vegas town. Use to be when we first moved here 10 years ago, this was an exciting, vibrant place to live. Now with the real estate collapse and the introduction of tens of thousands of illegals, it is now known as “Harry Reid’s ForLeaseLand” because more and more shopping centers throughout the valley are vacant of merchants. Every week more middle class shopping emporiums close: Target, JCPenny last week. More and more now there are Payday Loan store fronts opening. One every block it seems. The local citizenry is past living from pay check to pay check. Now it’s from loan to loan.
This isn’t the American way. Something sure stinks. And I’m not sure it’s fixable. We’re on pretty much to the source of the stink, I just wonder if we can do anything about it… not that our youngsters care.
It’s the Harry Reid/Obama America they grew up in. When they take a deep breath, that’s the stink they’re used to taking in.
That’s a bugger.